Yes, I have withdrawn bitcoin converted to a fiat currency to my bank account.
Yes, I have converted bitcoin to a fiat currency but have not withdrawn the fiat currency yet.
Yes, I have received a payment into my bitcoin wallet but have not converted it to a fiat currency yet.
Yes, I have created a bitcoin wallet, and provided an address to someone to pay me, but have not been paid yet.
Yes, I have created a bitcoin wallet, but have not supplied it to anyone so they can pay me.
No, but I have payments owed me I cannot receive until I create a bitcoin wallet.
No, but I plan to create a wallet so I will have it available.
No, and I have no plans to create a bitcoin wallet anytime soon.